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Subject I was totalled from behind in one of my other cars >>long>>
     
Posted by I am Z-ing Double on July 17, 2003 at 1:05 AM
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In Reply To we both have statefarm. i know that they are goign to posted by Halo Z on July 17, 2003 at 12:10 AM
     
Message Jack-ass left skid marks for 80 feet before he hit me straight on from behind, and the cops didn't even write the f*cker a ticket! I heard him coming for a second or two, but I was at a dead stop in traffic on the freeway and nowhere to go. Blam! $6,500 damage on a $8,500 car. We both have State Farm(he probably won't after the injury settlement is complete) and they basically f*cked me on the car value(keep in mind, they have been my auto, home, & business insurance carrier for 25 years straight) and gave me $7,700 for it. They couldn't even find a comparable vehicle(year, mileage, condition, options, etc.) in all of the Pacific Northwest. Granted, I wasn't heartbroken over that part of it because it was just a 4WD Mazda MPV, but I am pissed that they wouldn't pay me the fair market value. So, I did a salvage buy back for $550. I figure since it still drives fine, I should be able to sell it for about $1,200 and make up some of the difference that they screwed me out of, but still, they should have just paid me for what it was worth!

So....., don't figure on getting treated any better because you have the same insurance company, because the way they look at it is they have to pay out money for both of your cars and they want to spend as little as possible to settle with you. In my case, since they screwed me on the car, I am going to rake them over the coals on the injury claim part of the settlement! They(insurance companies) are all bastards, if you ask me. All they give a shit about is the bottom line. I'm a 25 year customer, and they fricken want to dick me around over a measley $800! Pisses me off!

Hope you have better luck, but don't count on it.

     
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