I have ALL State right now on my 2001 Maxima under my mom's name we are paying $3,200 per year. I have no experience under my name by myself and Allstate wants $5,600 per year for the Z as a second car. I have one ticket driving on the wrong side of the road in a park on my licensise for with no accidents. State Farm quoted me $3,600 once again... I appreciate your response and any one else who could point me in a better direction.