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hey guys, first off thanks for all the support. your advice is very helpful in getting through this ordeal. i didn't get the official adjuster's quote yet but i got a rough estimate from my body shop: $5,000-$7,000. i have so many questions now. please try to answer one or two if not all. it would really help: 1. is it my right to choose any shop i want to? can the opposing insurance co. insist i use their's or is it legally my right to refuse and use who i am comfortable with? 2. if the car is totalled, would i get the full blue book value of my car? currently worth approx. $11.5 if not, what price would they give me? 3. is it my right to decide if i want the car totalled? say the damage is $6000, but i don't want to keep the car anymore because it will never be the same. is it my right to tell them i want the money instead? now for some serious q's: 1. is this a guaranteed victory for me if i do decide to enter into a lawsuit in rearend collision cases? 2. how long would the entire process (weeks, months, years) take for settlement? 3. how do they calculate monetary compensation? in all seriousness, my neck is sore. 4. any advice you can give me (recommendations for good lawyers in ny, etc).
according to my body shop, the opposing insurance company must pay for 100% of the damages to fix up my car with new parts. they told me they can take care of everything if i just give them the police report and the insurance info. good idea? also, what if my body shop quotes $6000 to fix, but the insurance adjuster thinks its too high? is it legally binding for them to pay whatever my body shop quotes because it was a rear end collision?
again, sorry for the many q's, but i need as much help with this as i can get. many thanks to those who've responded to this post and the previous. also to chivas for giving me some good advice on the phone. chris (96 2+2TT), i also wanna talk to ya as well. much appreciated for any and all advice. i'll keep you posted. thanks. mike
mike
zxredline@yahoo.com
1990 PearlGold Stage3 NA
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