TwinTurbo.NET: Nissan 300ZX forum - Agreed value
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Subject Agreed value
     
Posted by vorpalZed on March 16, 2019 at 7:57 AM
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In Reply To 45k?!?!?!? WTF (n/m) posted by FrozTTy on March 15, 2019 at 07:50 PM
     
Message You deal with the Ins Co. on the value and they create the premium accordingly. You'll pay more for a higher agreed value.

It's what I did with Hagerty with my '69 roadster... I had a professional appraisal and recorded modification expenses. Car is agreed value insured for 20K.

From Hagerty: You tell your insurer what your car is worth (with proper documentation) and it is insured for that amount. ... With Agreed Value coverage, the insurance company will guarantee that they will pay this agreed-upon value in the event of a covered total loss.

Hagerty Stated vs Agreed Value

     
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