.5 miles to work huh? Why bother warming-up/driving the Z at all IMHO.
I drive 2.5 and I wouldn't even consider it.It is "common" knowledge that the vast majority of accidents happen within a couple/few miles of home and then combine that with driving to-from work and I am sure you are looking at a very large % probably well north of 75 So yeah, NO DUH, they don't want you driving it to work during rush/commute hours if they are paying the claims. Weighing the merits of an insurance company based on the premium prices is tantamount to comparing peak HP numbers...it barely tells a fraction of the story. Wait until you need to file a claim or some other service from the company, THEN you will find out if your $ is well spent or not. I haven't heard of Citizen's, aren't they a subsidiary of USAA or perhaps contracted or maybe referred to by USAA for stated/fixed-value insurance? Going to want to make a switch myself relatively soon.
 "We pretended to work, and they pretended to pay us."
--Mikhail Khodorkovsky "Socialism is a philosophy of failure, the creed of ignorance, and the gospel of envy, its inherent virtue is the equal sharing of misery."
--Winston Churchill "When the people find that they can vote themselves money, that will herald the end of the republic."
--Benjamin Franklin "Government is not reason. It is not eloquent. It is force. Like fire, it is a dangerous servant and a fearful master."
"The last official act of any government is to loot the treasury."
--George Washington END THE FED
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13:57:41 10/31/16
