I understand what your saying, but that's the only way I can have a down payment on the car; which is in my price range without dipping into my savings or the funds set aside for the house. I have a sport bike and my z, my girl have an Suv witch is the only way I can take our baby girl around. she asked me to teach her so she can drive the z instead but I refuse to(so I stay in the house when she at work) ..... Went to dealer, without seeing the car in person(just pics of interior, exterior and engine)they wase offering me $4400...if its not sold privately in 30 days(a sign not to sell) ill just go n get a beater safe enough to take my baby around......sorry for the long post guys....