I must be the only person in America that didn't get cheaper insurance when I turned 25.
My suspensions and crap were off my record completely by 21, and that's when my insurance went from $5k a year to $1k. It's been hovering around the $1k/year mark for the last 8 years regardless of how many vehicles I have, what type of vehicle/s they are, and how many/what states they are insured in.