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-You *must* have a daily driver -There may be mileage restrictions -There may be requirements that you have it stored indoors -Getting approved may be more difficult than with normal insuranceIf you don't have issues with the above, then there really isn't any downside. Ask Geico for full coverage on a 20 year old Nissan and they'll likely look at you crazy and then give you an insane quote. If you do need to make a claim, you'll still likely have issues if you want them to cover aftermarket parts and such.
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