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did your insurance coverage include all the aftermarket stuff? Ie, was State Farm aware of all your mods before? So, why should they (and in return ME), be liable for aftermarket stuff that you were not paying premiums for?ie: 1990 300zx stock, insured as $4,ooo replacement value. you wreck it, you can reasonably fight for the $4,ooo replacement value. - versus - 1990 300zx stage 61 bpu @ 966rwhp and 1254 ft'lbs of torque, full wide body including the ttops, carbon fiber ceramic windows and carpet... still insured at $4,ooo. How can you REASONABLY expect the insurance company to offer you more then you were insured for? You cant seriously think it's reasonable to take all your receipts AFTER the fact to the insurance agency and ask for them to cover all that stuff to, can you? Isn't that insurance fraud!? As Mike Tyson once said "Dats Wudicwiss".
Petz #3
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