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The down side of that is that they get a ton of ID info prior to cashing it, and they're typically pretty aggressive about coming after folks that hand them bad checks - even more so than banks in many cases. Or better yet - don't cash it if you know it's bad. It WILL come back, and OPs account will be debited for the amount of said returned check (assuming he was stupid enough to cash it at his own bank - lol).
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