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Our setup's are pretty similar and I have mine insured for $30K and its about $800 a year. They are very easy to deal with and don't give you any hassles. The enrolling process was very easy to say the least. You just send them a mod list, along with 3 or 4 pictures. I have never have had a claim with them but I have 2 close friends that have had cars totalled and they cut a check for the entire stated value w/i a week, with very minimal q's/discussions. You never know how good your insurance company is until it comes time for them to write a check.....
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