Subject	"All hail to the mighty FICO score"
Posted by	zfreak(Dallas) on August 03, 2009 at 2:25 PM
	This message has been viewed 407 times.
In Reply To	That's a great idea posted by Technomancer on August 03, 2009 at 09:49 AM
Message	I live my life without debt. I own my home, which I paid CASH for, I own all 4 of my cars which I paid CASH for. I have no credit card debt, no loans, etc. I don't make a "ton" of money either... I do very well for myself, but I CHOSE not to get into debt. All debt is bad debt, no matter how you look at it. Until about the 1960's or 70's....if people didn't have enough money, they waited until they did and paid cash for it. Modern society "teaches" people that having a car loan is "ok" or having a mortgage is "ok".... but they would be wrong. If you were to lose your job tomorrow, would you be freaking out? I'd bet most people would. I wouldn't. I have ZERO expenses for debt. Z's: 1990 TTZ (RB26DETT (HKS T51R) Swap Underway) 505 RWHP/483 FT/lb @18psi @ 380' ALT Oct. 2008 457 RWHP/441 FT/lb @18psi @ 5800' ALT Nov. 2007 436 RWHP/433 FT/lb @17psi @ 5300' ALT June 2006 Previous Z's: 1991 TTZ 368 RWHP/404 FT/lb @17psi 1994 TTZ 262 RWHP/271 FT/lb @11psi 1990 N/A 238 RWHP/226 FT/lb w/50 shot Nitrous 1990 TTZ (from the thief Arley Leghorn in CALI) 2003 350z Sunset Lemans Touring Edition 2003 G35 Coupe, procharged.
Follow Ups	my issue with cash for clunkers - Technomancer 09:37:02 08/03/09 2nd idea: Don't go into debt to buy a car - zfreak(Dallas) 09:45:37 08/03/09 That's a great idea - Technomancer 09:49:45 08/03/09 "All hail to the mighty FICO score" - zfreak(Dallas) 14:25:44 08/03/09 OK - Technomancer 14:36:06 08/03/09 Yeah, but can you piss farther? - Z_Cherub 15:48:42 08/03/09 this is the right answer (n/m) - Gizmo 16:20:20 08/03/09 Well, you sound good but - ConVerTT 16:54:27 08/03/09 Not quite.... - zfreak(Dallas) 09:57:18 08/05/09 You still have taxes, insurance, etc... - The Hawk 18:10:03 08/03/09 what about your opportunity cost? - Ahmed (Chicago) 12:47:41 08/04/09 Im with you on that......................................... (n/m) - quikz 20:58:16 08/04/09 huh...how many people pay cash for a new car? (n/m) - Gizmo 13:01:08 08/03/09 I dunno.. I don't buy new cars. - zfreak(Dallas) 14:20:58 08/03/09 I don't agree completely with your "all debt is bad debt" - Z_Cherub 16:16:13 08/03/09 Right - it should be "all car debt is bad debt" - ConVerTT 16:56:59 08/03/09 Meh, before the market crashed, I picked up a 2001 Corolla - BigTDogg (MA) 17:05:06 08/03/09 He's obviously special..... (n/m) - The Hawk 12:00:27 08/04/09 I actually agree with you here - Technomancer 13:08:41 08/04/09 You'd be a fool to pay w/ cash..... - The Hawk 18:06:20 08/03/09 Yeah, let's see here. - zfreak(Dallas) 09:58:45 08/05/09 Re: my issue with cash for clunkers - njz 09:50:35 08/03/09 Think of it as a tax cut for people who buy 1 & crush 1 (n/m) - Technomancer 10:16:04 08/03/09 WRONG - LJZTT 19:16:45 08/03/09 Anyone who paid more than $4500 in taxes and uses this law - Technomancer 11:33:10 08/04/09 You even sound like Obama and the socialists, you sell it - LJZTT 15:07:50 08/04/09 that rant wasnt meant to be directed specifically at you - LJZTT 20:51:22 08/04/09 Wealth creation requires a supportive government.Gov doesn't - Whatsthegoodword 13:06:09 08/03/09 Oh, and the highway system didn't create wealth either, it - Whatsthegoodword 13:25:13 08/03/09 China's problem is too LITTLE government control? - BobbyT 18:49:59 08/03/09 having worked for a big ticket item retailer for 20 years... - vorpalZ 09:59:59 08/03/09 Why did you remove the aftermarket parts before pricing the - Z_Cherub 10:00:06 08/03/09 I didn't expect the dealer to eat the entire rebate - Technomancer 10:10:53 08/03/09 No worries. The message got accross fine - Z_Cherub 10:15:37 08/03/09 \Well, of course, did you really think they were going to - twinturbineZ 10:03:31 08/03/09 not every consumer comes armed to battle dealers - dpjax 10:06:14 08/03/09 2nd - 96300NAZ 10:42:19 08/03/09 I was surprised the program took off like it did! - Z DNA 10:43:45 08/03/09 Well, it is between 10% and 30% off the price of something - Technomancer 11:05:51 08/03/09 I'm sorry, I didn't mean you personally.... - Z DNA 12:36:13 08/03/09 I figured thats what the dealers would do - ztunerz 10:49:31 08/03/09 Gov't, picking winners and losers equals "rationing"... - i-xclr8 11:02:53 08/03/09 Re: my issue with cash for clunkers - snowboardin58 11:38:06 08/03/09 You started out coherent, but by the end of that thing you - Z_Cherub 13:36:28 08/03/09 i have a Patriot i am thinking of selling =P (n/m) - Alan(MD/NJ) 13:44:13 08/03/09 Care to share your thoghts on the car? - Technomancer 14:43:56 08/03/09 Ugh..."thoughts" (n/m) - Technomancer 15:03:10 08/03/09 That the first thing i thought... - ix3 17:00:34 08/03/09 Socialism/liberalism/progressivism at its FINEST - LJZTT 18:54:00 08/03/09 Palin in 2012..............................................h - dpjax 20:00:03 08/03/09 At least she'll keep the feds out of my life where they have - LJZTT 20:42:10 08/03/09 The feds are in your life? - dpjax 21:56:02 08/03/09 What is your 12 months return? - Brad(RI) 23:04:47 08/03/09 "from each according to their ability, to each according to - LJZTT 23:43:15 08/03/09 Wilkow refers to them as the "Zero liability voter" (n/m) - WayneLaR 19:34:47 08/04/09 if I have to answer that question for you, I might as well - LJZTT 23:38:39 08/03/09
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