| There's always a reason that a company goes under. 1) Their product sucks
2) They make poor business decisions Companies that go under or are going under deserve to go under. There is always someone else ready to step in and fill the spot. Its a shame that when it happens to a large corporation that it affects a large population, but we all know bailing them out doesnt solve anything it just delays the inevitable. Another variable not listed is 'Consumers do not have money'. I dont think that the issues we've seen thus far are a result of lack of consumer money. (with the exception of consumers getting loans they cannot pay, which i'd classify as variable #2)
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