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At least in FL case law the property owner is responsible for any damage or theft while in their car. A garage would fall in this unless explicitly posted that they are not responsible for such events. Also the way I interperate this is that if it is not posted on your claim ticket or whatever they gave you then the above applies. A case example was a person parked their trailer (go car trailer) on a property, there were no signs or notices claiming that the owner was not liable for theft or damage. Trailer got broken in to. $100K worth of go carts and tools were stolen. The property owners insurance was liable for the theft. I would check thougholy and see if there were any such signs on the property. Also from what I read you may have a chance at claiming this on your home owners. Some home owners policys have extended coverage for items that would normally be housed at your address. My policy covers items in certain circumstances. If all else fails, I think you would have a very good case in court against the mechanic, he should be fully responsible for your damages. If not him then at least his property and liability insurance. The only resource I haven't checked yet is with my mom, she is a business insurance broker, if you drop me an email tomorrow I will tell you what she says. Good luck.
Jeremy Sibert- Clearwater, FL
jeremy@twinturboz.com
ICQ #775641
--==**>>IZCC#204 / ECZA#337<<**==--
HP is like crack, once you get a taste of it, you
will follow the glass tailpipe to the bitter end.
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