Subject	State Farm s**ks! My Z is worth too much $$$ (to me)
Posted by	jgbatlantaZ on August 27, 2008 at 1:58 PM
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Message	OK, what do the rest of you guys do about insuring your older Z-cars? I just got mine back from Z1 after dumping another $17k into it (woooo-hooooo, it's fast)....BUT, State Farm says it's worth maybe $4500. :( I had a fender bender last Summer and they wanted to TOTAL it! Repairs were about $3400.....I told the lady I had more money invested in just the brakes than that!!!! They finally acquiesced after I jumped through 10 million hoops and showed them a stack of invoices for upgrades to the car. BUT, I don't want to do that again! Any company out there that takes stated value on a car that's not antique? Thanks, John
Follow Ups	State Farm s**ks! My Z is worth too much $$$ (to me) - jgbatlantaZ 13:58:02 08/27/08 Almost every insurance company accepts stated value. - TriniTT 14:01:43 08/27/08 Not State Farm. (n/m) - jgbatlantaZ 15:48:14 08/27/08 My State Farm agent told me she would. (n/m) - Only1Z 20:32:45 08/27/08 LOL! "invested" (n/m) - BradZ (FL) 14:03:03 08/27/08 2nd. (n/m) - John B. (NJ) 16:53:51 08/27/08 I think the problem is that you've been paying insurance - en5 14:20:14 08/27/08 2nd (n/m) - Atl300zxTT 14:33:39 08/27/08 True...but it's not by my choice. I'd increase value. (n/m) - jgbatlantaZ 15:50:40 08/27/08 its is your choice though - Tikigod (Denver) 15:59:24 08/27/08 here, it might help you understand it better... - Cap927(Boston) 16:09:10 08/27/08 Not true...many stated or agreed to value insurance is - Only1Z 20:34:03 08/27/08 State Farm is the worst insurance company ever. - eriksu9 15:11:12 08/27/08 Wrong. I get better coverage than USAA at competitive - LJZTT 16:17:17 08/27/08 Again...wrong... - Only1Z 20:34:46 08/27/08 Not in my gf's case. - eriksu9 08:35:27 08/28/08 I pay just over $2K a year for 4 cars with State Farm. - Only1Z 20:34:52 08/28/08 I insure 3 vehicles (2 full coverage) for < $750 every - Dustin 21:22:19 08/27/08 Yep... - Only1Z 20:35:38 08/28/08 Allstate will with an appraisal from specified outfits. (n/m) - dpjax 15:31:57 08/27/08 Still not declared value (n/m) - lazer(AK) 16:01:57 08/27/08 wrong all-state will give you book value - Killer ZTT 16:17:44 08/27/08 My Allstate agent said he could give me declared value if - doug8867 20:02:51 08/27/08 That's what you do, you keep a file of everything you have - LJZTT 16:13:06 08/27/08 It'll still be a vicious battle - BigTDogg (MA) 16:28:36 08/27/08 Of course that's the nature of insurance, this should be a - LJZTT 16:38:53 08/27/08 Regardless once mine hits 15 yrs of age I'm switching it - LJZTT 16:43:03 08/27/08 You still have options - 96300NAZ 16:57:04 08/27/08 Right, but you have to pay a premium on the stated value - BigTDogg (MA) 19:20:05 08/27/08 I agree with you, my point was in response to - 96300NAZ 21:11:42 08/27/08 Gotcha, I see what you're saying. (n/m) - BigTDogg (MA) 22:44:25 08/27/08 Good luck collecting, USAA told me the same thing - lazer(AK) 22:37:00 08/27/08 Just remember all insurance companies have one goal - modnar 16:33:28 08/27/08 Wrong. - John B. (NJ) 16:54:48 08/27/08 yawn...so meaningless...not worth a reply (n/m) - modnar 17:49:25 08/27/08 Wow. You must be really tired... - John B. (NJ) 22:22:46 08/27/08 Exactly right. Thank you. - eriksu9 08:39:41 08/28/08 You can ask them for a 3rd party appraisal that takes your - MobZ 16:40:23 08/27/08 Higher Premium? Mine went down. - not-hrz 21:56:16 08/27/08 www.grundy.com (n/m) - Piranha(AZ) 17:20:15 08/27/08 hagerty (n/m) - zgene4 19:23:59 08/27/08 State Farm insured my last car for more than blue book - jkeyser14 20:30:13 08/27/08
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