the question, if I can do it im going to do it. ill save up a few more grand from work before I do anything anyways. Im not going to wait a few years, and was just being honest. im not one to make an extremely rash decision and I don't believe in putting my credit on the line in any way. The option that I choose will be the best one that I can afford. im just really committed to making it happen. PS sorry for the poor grammar/ spelling in this particular post im on my POS PDA.