get a loan(no idea where someone?) then pay off the whole loan in one shot with my credit card that has no APR until next year which I can be sure I am well paid off even before that time comes. Also, I know it's a bad start but i've been doing very good. I've been at my job for two months and have paid off 4k of my debt already and I only owe another 4k. I feel that I can be very responsible about this and pay everything off if I just keep going at this rate. I really did not plan to buy a Z and in fact i've said no to many Zs i've seen lately that I easily could have dropped 4k on. But I just can't seem to pass this one up... would anyone have an idea where i can get a loan?