I think insurance will be your biggest expense w/ a decent Z, especially in NJ... A 2+0 will be easier to find and cheaper than 2+2. I guess you can think about how much do you really need those small back seats. This might be blasphemy on this board but IMHO the best bang for that kind of dollar is going to be a 1st gen DSM. The Laser/Talon TSI are going to be cheaper than the Eclipse GSX but they are the same car. Unfortunately every riceboy has a DSM so most examples are probably pretty beat up…