future. I have friends that rang up student loan debt and really regretted starting a career after college heavily in debt. And that's not counting grad school that you may just do. Besides, college is for chasing women and partying, not cruising the streets and "with it" college chicks will dig a bitchin mountain bike owned by a guy with priorities over a car he can't afford with no money in his pockets. I came out of college with $10,000 in student loan debt and didn't pay it off until I sold my first house six years later. Without the sale of the house, I would still be paying. 15 years later!!!!!!