I had an MX-3 and ran into the back of a jacked-up bronco. The thing was so high up it didnt start hitting my car til midway up my hood. at the time i was 17 and i was paying $120/mo. full coverage. after that lil incident, it went to $160/mo. and were talking a little 4cyl car that didnt get past 80 on the highway. man i loved that car, but it sure put my ass in a sling as far as insurance rate went. my dad was pissed.