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negatively impacts as well as benefits an individuals credit score. Regardless, anything that is a monthly payment will show up on credit, how you pay it is your business and that will either make or break your score. Paid on time every time = benefit. Lackluster payment history, revolving credit limit too high, maxed out limits = encumbrance
 
Do what you feel is right, because at the end of the day nobody else gives a shit.
If you love something, Set it free.
If it comes back to you, it's yours forever.
If it doesn't, hunt it down and kill it. |
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