They spend all kinds of money "proving" that deaths and injuries occur on speed and other related infractions. Its their way of justifying raising their customers rates once they get a ticket. They lobby for those laws way harder than enthusiasts can ever imagine, so they can pad their pockets, from the top to the bottom (your agent). I cant wait for the day when I am personally so wealthy I can not carry any insurance and subsidize those fucking bastards.....lol.