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next time you're in an accident and it's the other person's fault, you'll be glad the law requires they carry insurance. it's much better than the alternatives (that person has no money, that person files bankruptcy, that person wants to pay you $20 a month for the rest of eternity, etc) driving a small, powerful car is a priviledge, and must be weighed against the risks and costs associated with it. one of those costs is higher insurance premiums to cover the much-more-likely event of something crazy happening to you. i'm not saying the prices aren't inflated, and that sometimes the statistics aren't unfair... but would you really be as high a risk in an 88 sentra 1.8L as you are in a TTZ? ;)
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