| This is the REALITY: Insurance companies are here to make moeny, if not, their owners would have put a different bussiness. Period. It has been only recently that th law has changed on some things giving us some protection against the insurance companies that wnat to take advantage of us. Ok, I know the law is not just "stupid" for making us have insurance, it is a good thing, but if they are so "preocupied" for us when an accident happens, then they have also to check out the insirance companies and don't let them abuse us. And believe me, they abuse us every single day. As I said, law just started to put a stop on the abuse, but there is still a long way to go. And, yes, you can have insurance for all those things you said, but have you checked their prices? Like, how much they want to charge if you would like to protect your 1990 Z (15 years old worth nothing car) for the real price you spent on it (say, around 40 to 50 K). better take some relaxing pills with you when you go visit the insurance compnay for a quote, you will need it. I did. I say this for my own experience. But again, this is my opinion... just my opinion.
Thanks
Danny Post Disclaimers (in the words of Glenn Nakata, TT member #5206): 1. Yes this might be a repost – Sorry.
2. No, I did not search to see if someone already
posted it. Do you search prior to every post you make?
3. It might be old news to you, but new news to me and
likely as well for a few others, so just let it slide.
4. It is MHO, which may or may not agree with yours.
5. Everyone is entitled to their own opinion and to express it,
though at times it is best to STFU.
6. If you like it, that is all that matters. Don’t worry what
other thinks. Do what you want.
7. Don’t shoot the messenger.
8. Relax and cut everyone a little slack.
9. Why can’t we all get along?
10. Enjoy www.geocities.com/miamizcarclub 
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