you need to do is buy some used tires for now, and get your cars going. It is not worth making a insurance claim just for $105, next thing you know your monthy premium will go up and youll end up paying them over $500 in a year just because you have a claim on your record. Trust me, its not worth a claim on your record for $105. Sorry to hear about what happend, i hate people who mess up others cars. Good luck.