| Message | 
My insurance went down when I picked up a daily driver. My 323 has just liability, daily driver, 8k miles/year.  TT, full max coverage, limited use, 4k miles/year. Which is less than the TT at 12k miles/year. Plus, if one car is up on jack stands, there's always the other to drive. 
IMHO -Todd  | 
  |