My mother sells insurance so I know what I'm talking about, no BS. The Z is on what's called a "restricted" list with the insurance companies she sells for. They actually have a certain age limit on people that own the Z(and other high performance cars) that ups the rating. I think it was like 35 -40 before before they even want you to own one. All the the twin-turbo cars are on this list and quite a few of the single turbo cars. Now isn't that some mess up crap?