Out of a 300 HP sports car and a Jeep Cherokee who is more likely to get a ticket and do you think theres a higher percent of people that crash a Z or a Cherokee.......It's all about percentages......Just like a 16 to 25 year old male has to pay out the ass for full coverage on a sports car because.....the highest percentage of wrecks are 16 to 25 year old males in sports cars.......get it?