i was dropped by farm bureau, they told me they didn't cover Z's (AFTER they covered me for 3 months). geico was almost double what i'm paying now, and most other places i checked told me they couldn't even cover me. the company i'm with now covers insurance on our house as well, and as a bonus, i get $1000 cash back if i make it 3 yrs or more without a ticket or claim. i only have 1 year to go and i'll have a grand. that stays in affect every year until i do get a ticket. if i can make it 6 more years with no claim, i can pay for a NA-TT conversion :o) lmao