I had full coverage on my z and had it as a "weekend car" meaning i could drive it on the weekends and also weekdays if I had a good reason. If you keep your miles down you will get away with this. My provider never ask me the mileage of my car when I got it nor did they check it the year i owned it. Get a beater that you can drive around i had a 92 SI prelude and later a 91 N/A mr2 for my everyday driver. My insurance was only about 100 a month with full coverage on my z and a 200 deductable. This should save you atleast 1500 dollors if not more a year. I pay 175 a month not for my 93 vtec prelude and my 99 s10 pick up truck which is not to bad when you think about the 8 points i have in the great state of ohio plus my age.